You can choose a dream to study abroad, but there are so many expenses involved in it. When you study abroad, not only are the tuition fees, but also the cost of your food, groceries & personal care. The cost could be post-departure as well as pre-departure.
This article explains the Cost of Studying Abroad in 2026, covering all major expenses so you can be financially prepared.
Cost of Studying Abroad in Top Countries in 2026:
1. Cost of Study in the United Kingdom (UK)
Tuition Fees: It depends on which university & program you have chosen. For the undergraduate program, the fees are £10,000 – £20,000 & postgraduate tuition cost is £12,000 – £25,000.
Living Expenses in the UK:
In London you must have £1,529 per month(up to 9 months) & outside London the expenses are £1,171 per month(up to 9 months)
Filing Cost(pre-departure Cost): There are three types of expenses, like embassy fees, health charges & medical charges.
- UK Embassy fees are £524 (Standard fees)
- International Health Surcharges (IHS) are £776 per year
- Medical Charges are ₹4,000 – ₹6,000
Total Annual Cost (Approximately):
Course Fees + Cost of Living: £20,000 – £40,000
2. Cost of Study in Germany
Tuition Fees: You can get admission in either a public university or a private university. For Public universities, the fees could be €0 – €1,500 per year & private universities’ tuition costs are €10,000 – €20,000.
Living Cost in Germany:
The average cost of living in Germany is b/w €900 – €1,100 per month.
Filing Cost (Pre-Departure): There are three types of expenses during filing,
- Fees submitted to the Embassy are £524
- APS Fees: ₹18,000
- Amount to be shown for the Blocked Account is €11,904 yearly
So Overall yearly cost(approximately) €11,000 – €33,000+
3. Cost of Study in Canada
Tuition Fees. It depends on the program type; for UG fees is CAD 15,000 – 30,000
For PG fees are CAD 18,000 – 35,000.
Cost of Living in Canada:
There is an expense of a Guaranteed Investment Certificate (GIC) of CAD 22,895 for a year & other costs of living are CAD 1,600 – 2,200 per month.
Filing Cost (Pre-Departure): You need to submit Embassy fees(CAD 150), Biometric fees (CAD 85) & Medical examination fees(₹6,500 – ₹7,000).
Total Yearly cost (Approximately), including Course Fees and Living Cost is CAD 28,000 – 50,000+
4. Cost of Study in Australia
Tuition Fees: They vary as per your program and university type, but average UG program fees range b/w AUD 22,000 – AUD 32,000.
For PG Fees lie between AUD 25,000 – AUD 38,000.
Cost of Living in Australia:
The Living Expenses for a single student in Australia are AUD 29,710 per year.
The travelling cost ranges between AUD 2000 – AUD 2500 approximately
Filing Cost (Pre-Departure):
During the filing process, there will be a charge.
- Medical fees of ₹4,000 – ₹5,000
- Overseas Student Health Cover (OSHC) fees
(AUD 1,300 – AUD 1,400 for 2 years);
(AUD 2,000 – AUD 2,500 for 3 years);
(With spouse – AUD 5,500 – AUD 8,000 for 2 years)
Also, you would need to pay Embassy Fees of AUD 2,000.
Total Cost Annually (Approx):
So the total annual cost, including Cost of Living and Course Fees, is AUD 50,000 – AUD 70,000
5. Cost of Study in the United States of America (USA)
Tuition Fees in the USA:
For the UG program, fees are $15,000 – $40,000
For the PG program fees are $20,000 – $50,000+
Cost of Living in the USA:
It is up to you how you manage your budget there. On the I-20 form, the cost is written as $18,000–$45,000 per year.
- Low-cost areas: $14,000 – $18,000
- Mid-range cities: $18,000 – $25,000
- High-cost cities: $25,000 – $40,000
Filing Cost (Pre-Departure):
There are Embassy Fees($185) (including Visa application and Biometric charges)
and SEVIS I-901 Fee of $350)
Total Cost Annually (Approximately):
Overall cost yearly Cost of Living & Course Fees is between $30,000 – $70,000+
Final Thought:
As per the above-mentioned details of cost of studying abroad in 2026, you can plan your budget & choose the country accordingly.
You can also book a session with a Delta Edu Group(Delta Immigration) counsellor to make your journey easy.
Most Asked Questions Related to the Cost of Studying Abroad by Students
- What is the average cost of studying abroad?
The average annual cost ranges from ₹20 lakh to ₹60 lakh, depending on the country, course, and lifestyle. - Which country is the cheapest to study abroad?
Germany is the most affordable, especially for public universities with low or no tuition fees. - Is living cost higher than tuition fees abroad?
In some countries like UK and Australia, living expenses can be equal to or higher than tuition fees. - What are the pre-departure costs for studying abroad?
Pre-departure costs include visa fees, medical exams, insurance, and embassy charges. - Can part-time work help manage study abroad costs?
Yes, part-time work can help cover living expenses but not full tuition fees.
